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Version: Next
Version: 1.3.2

PAN Verification Service API

The PAN Verification API service allows verification of the details and validity of a Permanent Account Number (PAN) against Income Tax Department records. This service is offered by Protean eGov Technologies Ltd, providing secure and reliable PAN validation for financial institutions and lenders.

Key Features​

  • PAN Validity Check: Verify if a PAN exists and is valid in the Income Tax Department database
  • Status Verification: Check PAN status including active, deactivated, fake, or deleted status
  • Personal Details Matching: Validate name, father's name, and date of birth against PAN records
  • Seeding Status: Check if PAN is operative or inoperative
  • Secure Processing: Uses AES-256 encryption and PKI certificates for data security
  • Batch Processing: Support for up to 5 PANs per request

How It Works​

  1. Data Encryption: Customer PAN data is encrypted using AES-256 with session keys
  2. Secure Transmission: Encrypted payload sent with PKI certificate authentication
  3. ITD Validation: Platform validates PAN against Income Tax Department database
  4. Status Check: Comprehensive status verification including seeding and validity
  5. Response Processing: Encrypted response with detailed validation results

Service Information​

  • Provider: Protean eGov Technologies Ltd (Provider Code: 106)
  • API Version: 1.3.2
  • Environment Support: Sandbox and Production
  • Authentication: JWT Token with 6-hour validity
  • Security: AES-256 encryption + PKI certificates required for production
  • Batch Support: Up to 5 PAN verifications per request

Production Requirements​

⚠️ Important: For production deployment, a PFX certificate from a CA (such as eMudhra) is mandatory. The certificate must be shared with Protean for mapping and uploaded by RBIH.

Download OpenAPI Specification​

📥 Download OpenAPI Spec (YAML)

Available Endpoints​