RBIH APIs
Welcome to the Reserve Bank Innovation Hub (RBIH) API documentation. RBIH provides a comprehensive suite of APIs designed to enhance digital banking and financial services across India.
API Categories
Identity & Verification Services
- Document Verification Service - Comprehensive identity document verification including driving license verification
- Aadhaar Redact Service - Secure redaction of Aadhaar numbers from document images
- Facematch Service - Biometric identity verification through facial comparison
- Voter ID Verification - Electoral identity verification service
- Identity Verification Service - Multi-endpoint identity verification including name/address comparison, face matching, and geocoding
- PAN Verification Service - Permanent Account Number validation against Income Tax Department records
Financial Services
- Bank Account Verification - Real-time account validation services without initiating transactions
- GSTN Service - GST-related financial information access through Account Aggregator framework
- Account Aggregator Service - Central hub for financial data aggregation from multiple banks and institutions
Land Records Services
- LRS Owner Details Service - Verify land ownership details from state government land record systems across 9 Indian states
- LRS Lien Marking Service - Create and manage liens on land properties upon loan issuance with digitally signed documentation across 4 states
Agricultural Services
- Farm Yield & MultiLand Parcel Service - Comprehensive farm health analysis, crop yield predictions, and weather intelligence powered by satellite imagery and geospatial data across 5 states
Other Services
- Translation & Transliteration Service - Language processing services for transliteration and translation between English and 6 Indian languages via Bhashini
- Legal Verification Service - Comprehensive legal background checks for individuals and entities from multiple court systems and enforcement databases
Authentication
All RBIH APIs use JWT (JSON Web Token) based authentication with the following characteristics:
- Sandbox Environment: 6-hour token validity
- Production Environment: 12-hour token validity
- Security: HMAC SHA-256 digital signatures for data integrity
Getting Started
- Obtain API Credentials - Contact RBIH for sandbox and production access
- Generate JWT Token - Use your credentials to obtain authentication tokens
- API Integration - Implement the APIs following the OpenAPI specifications
- Testing - Use sandbox environment for development and testing
- Production Deployment - Move to production after thorough testing
Support
For technical support and API access requests, please contact the RBIH team through the official channels.